http://www.herrmobius.com/content Fri, 28 Mar 2008 03:28:46 +0000 http://backend.userland.com/rss092 en For most families, a home is not only a significant financial investment but also a source of pride. The loss of a home, due to unexpected events such as unemployment, can be financially and personally devastating. If you have been laid off or are facing unemployment, you can keep your ... http://www.herrmobius.com/content/mortage/help-for-homeowners-facing-the-loss-of-their-home.html If you are one of the millions of Americans who borrows money, buys items on installment credit, or cosigns for another person's debt, you may want to know about the Federal Trade Commission's Credit Practices Rule. The Rule, which became effective March l, l985, prohibits many creditors from including certain ... http://www.herrmobius.com/content/credit/the-credit-practices-rule.html Remember the definition of net worth (wealth)? Assets – Liabilities= Net Worth Liabilities are your debts. Debt reduces net worth. Plus, the interest you pay on debt, including credit card debt, is money that cannot be saved or invested—it’s just gone. Debt is a tool to be used wisely for such things ... http://www.herrmobius.com/content/debt/take-control-of-debt.html Get Yourself Into Financial Shape Many of us make a New Year's resolution to improve our physical condition. But how about your financial shape? These are sure signs that you need to revamp your finances: Your credit cards are maxed out and you're only paying the minimum. Failing to settle your ... http://www.herrmobius.com/content/debt/new-years-debt-resolution.html Wholeness requires separation. In order for you to experience yourself as being whole, you spend most of your live experiencing being separated, trying to get back to wholeness. One of your most creative ways of moving away from happiness has been through consumer debt. Your fixation with spending, gives you little ... http://www.herrmobius.com/content/debt/debt-is-the-master-of-souls.html The average American family is now over $7000 in debt just on their credit cards. That debt generates an interest charge of over $105 each month if your card charges the average 18%. If you have missed a payment or made a late payment (even by one day!), you may ... http://www.herrmobius.com/content/debt/how-much-credit-card-debt-do-you-have.html Do you live with high levels of stress every day because of your debt problems? You are just like the majority of other American consumers. Debt problems can be burdensome on an entire family. The good news is that there are ways you can eliminate your debt sooner than you ... http://www.herrmobius.com/content/debt/figuring-out-your-debt-problems.html There is one indicator more than any other which determines the health of an economy and it is the Real Rate of Return. Furthermore this is the simplest of all indicators to understand because it determines the safety of assets. Next time you hear the TALKING HEADS discussing the nuances ... http://www.herrmobius.com/content/mortage/understanding-the-real-rate-of-return.html We know more than ever about how credit scores are calculated. Learn how to clean up your record, polish it to a new gleam and reap the financial rewards. So you?ve had a few problems getting the bills paid lately, and you?re wondering what you can do to repair the damage. You?ve ... http://www.herrmobius.com/content/credit/beefing-up-your-credit-score-in-5-easy-steps.html The following are a list of nine things you want to avoid at all costs. Anyone of them can literally destroy your financial dreams and goals! 1. Trading with money you can’t afford to lose. One of the greatest obstacles to successful trading is using money that you really can’t afford to ... http://www.herrmobius.com/content/investments/9-deadly-trading-mistakes.html